A routine outpatient procedure produced two separate claims, and the line that decided the balance was a facility fee governed differently in almost every state.
A single course of physical therapy, run twice at two clinics, shows what a plan of care really costs in dollars, hours and workdays, and which decisions move the number.
A course of treatment is priced in stages, not once, and the rules give you more written detail than most clinics offer unprompted. Here is what to ask for and when.